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Tom Gilley
NMLS # 274087
Office: (972) 770-1502
Cell: (972) 342-3922
Fax: (214) 540-9381
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Tom Gilley
NMLS # 274087
Office: (972) 770-1502
Cell: (972) 342-3922
Fax: (214) 540-9381
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Interest Rates for the 3/1 ,
5/1 & 7/1 ARMS may inc-
rease after consummation.
Tom Gilley, NMLS # 274087
is employed by NTFN, Inc.
dba North American Lending,
NMLS # 75333, located at
2901 N. Dallas Parkway,
Suite 120, Plano, TX 75093
Phone (972)818-5626
Interest Rates for the 3/1 ,
5/1 & 7/1 ARMS may inc-
rease after consummation.
Tom Gilley, NMLS # 274087
is employed by NTFN, Inc.
dba North American Lending,
NMLS # 75333, located at
2901 N. Dallas Parkway,
Suite 120, Plano, TX 75093
Phone (972)818-5626
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Last Update:
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Wednesday, February 22, 2012
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Broker /Origination Fee: |
1.000%
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Lock Period: |
30 days
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Loan Amount: |
$200000
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Assumptions: Quotes are accurate for minimum loan amount of $200,000, 20% down, with escrow, minimum 720 middle credit score and a 30 day lock. Rates subject to change without notice. Origination Fee of 1%. Repayment period for 3/1 ARM, 5/1 ARM & 7/1 ARM is 30 years (360 months).
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30 Year Fixed
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20 Year Fixed
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15 Year Fixed
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3/1 ARM
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| RATE | PAYMENT | POINTS % | POINTS ($) | APR | FEES | |
2.500
%
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$790.24
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1.841
%
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$3,682.00
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3.783%
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$1,495.00
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2.625
%
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$803.30
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1.583
%
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$3,166.00
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3.784%
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$1,495.00
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2.750
%
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$816.48
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1.328
%
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$2,656.00
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3.785%
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$1,495.00
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2.875
%
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$829.78
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1.073
%
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$2,146.00
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3.786%
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$1,495.00
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|
4.000
%
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$954.83
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1.064
%
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$2,128.00
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3.982%
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$1,495.00
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5/1 ARM
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| RATE | PAYMENT | POINTS % | POINTS ($) | APR | FEES | |
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2.000
%
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$739.24
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2.438
%
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$4,876.00
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3.538%
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$1,495.00
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2.125
%
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$751.80
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2.049
%
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$4,098.00
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3.542%
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$1,495.00
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2.250
%
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$764.49
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1.660
%
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$3,320.00
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3.547%
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$1,495.00
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2.375
%
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$777.31
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1.272
%
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$2,544.00
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3.551%
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$1,495.00
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2.500
%
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$790.24
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0.933
%
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$1,866.00
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3.560%
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$1,495.00
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7/1 ARM
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| RATE | PAYMENT | POINTS % | POINTS ($) | APR | FEES | |
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2.250
%
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$764.49
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2.709
%
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$5,418.00
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3.466%
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$1,495.00
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2.375
%
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$777.31
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2.263
%
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$4,526.00
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3.479%
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$1,495.00
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2.500
%
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$790.24
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1.818
%
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$3,636.00
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3.492%
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$1,495.00
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2.625
%
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$803.30
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1.372
%
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$2,744.00
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3.505%
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$1,495.00
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2.750
%
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$816.48
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0.928
%
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$1,856.00
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3.518%
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$1,495.00
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FHA 30 Year Fixed
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VA 30 Year Fixed
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20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
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